When you enroll in the Anthem Lumenos Health Savings Plan with Health Savings Account (HSA), you'll get:
An account funded by tax-free contributions to use on covered medical expenses and prescriptions
100% coverage for nationally-recommended preventive care services, with no deduction from your HSA or out-of-pocket costs to you if you see an in-network provider
You may use available HSA funds to pay the cost of covered medical expenses and prescriptions without incurring a tax liability
Unused funds rollover year-to-year
Unlimited choice of providers; if you see in-network providers, you may pay less for your care
Traditional Health Coverage
This is a comprehensive health plan providing added protection for you and your family after you have met your plan's annual deductible. Traditional Health Coverage begins after you have satisfied your plan's annual deductible. Your out-of-pocket expenses are limited to a maximum each year, after which you receive 100% protection for covered services.
Personalized Services & Tools
We provide you with online tools and personalized resources to help you live a healthier life.
Use our ProviderFinder online directory to find doctors and hospitals that participate in our network.
Find tools to help you stay healthy, manage a health condition, and prepare for a surgical procedure. Also make comparisons on quality and find cost information for medical services and prescription drugs.
Track your account activity, claims, and benefits.
Get personalized help managing a condition from a health coach.
Talk to registered nurses about minor health concerns on our 24/7 NurseLine.