The 1986 COBRA (Consolidated Omnibus Budget Reconciliation Act) law requires most employers who sponsor group health plans (groups with 20 or more employees) to offer employees and their families the opportunity to temporarily extend their health insurance coverage at group rates. Coverage may be extended for at least 18 months, and in some cases, depending upon the reason for cancellation, as long as 36 months. To continue coverage, an employee must sign up for COBRA within 60 days from the date the employee loses coverage or within 60 days from the date the employee was sent notice of his/her election rights, whichever is later. The employee will also be required to pay the full monthly premium for the insurance.

Upon termination of employment, employees will be notified of their rights under COBRA. However, it is the employee's responsibility to contact the Benefits Office when there is a dependent status change that affects the dependent's eligibility, such as a divorce or age ineligibility.

• Medical insurance (Click Here for more info.)
• Vision insurance (Click Here for more info.)
• Dental insurance (Click Here for more info.)
• Life insurance (Click Here for more info.)
• Long-term and short-term disability (Click Here for more info.)

Detailed information on each insurance plan is available. You are encouraged to contact the Benefits Office in the Finance Department for information and assistance.